Maturity Intimation letter is being sent 14 days in advance of the maturity date. The depositor has to surrender the Original Term Deposit Receipt duly signed (In case of Renewal, the depositor has to sign on the reverse of TDR with affixing a Revenue stamp; in case of Repayment, the depositor has to sign on the reverse of TDR affixing a Revenue stamp) with a renewal/ repayment instructions.
Signatories for Payments
| Scenario | Anyone or Survivor | Number One or Survivor |
| Regular payment on maturity | Anyone can sign | Number one alone can sign |
| Premature payment | All of them have to sign | Number one alone can sign |
Premature withdrawal
The company reserves the right to allow, at its absolute discretion, withdrawal of deposit before maturity. Where a deposit is so allowed to be prematurely withdrawn the relative deposit receipt must be discharged by all the depositors in case of A or S/s deposit and by the first named depositor in case of N or S/s deposit.
As per the Directions of RBI currently in force:
| Months completed from the date of deposit | Rate of Interest Payable * |
| PMP before expiry of 3 months | No payment |
| PMP after 3 months but before 6 months | 3% |
| PMP after 6 months but before 12 months | 2% lower than the One year rate at the time of deposit |
| PMP after 12 months but before 24 months | 1% lower than the One year rate at the time of deposit |
| PMP after 24 months but before 36 months | 1% lower than the Two year rate at the time of deposit |
| PMP after 36 months but before maturity | 1% lower than the Three year rate at the time of deposit |
| PMP after 48 months but before maturity | 1% lower than the Four year rate at the time of deposit |
* The interest rate as decided by the company on the date of repayment will be paid subject to NHB Directions in force.
In the event of death of a depositor, the deposit may be repaid prematurely, if required, to the surviving depositor/s in the case of joint holding with survivor clause or to the legal heir/s nominee with interest at the contracted rate up to the date of repayment.